Sprint 53b: Charter alignment — repurpose Orion, fix agent template refs, consolidate charter templates

- Orion repurposed: Chief Creative Officer -> Director of Market Intelligence
  - New template: market_intelligence (4-lens niche/gap analysis)
  - Removed: brand_audit, design_brief (commodity execution, unconstitutional)
  - New identity/system files reflect research + structural analysis posture
- Vance: removed broken fund_tenant/allocate_resources refs; added financial_audit, retire_tenant
- Silas: added write_charter to supported_templates
- Sloane: added retire_tenant (DISSOLVE verdict execution)
- Aris: portfolio_architectural_review (already updated)
- New templates: market_intelligence, financial_audit, retire_tenant, write_charter, charter_audit, audit_tenant
- Deleted 5 orphan charter templates (consolidated into write_charter):
  sovereign_tenant_charter, tenant_charter_drafting, tenant_charter_formalization,
  tenant_charter_standardization, tenant_charter_synthesis

Charter domain coverage now complete:
  Market Intelligence -> Orion (market_intelligence)
  Corporate Architecture -> Aris + Silas
  Executive Recruitment -> Edgar (hire_agent)
  Capital Allocation -> Vance (capital_allocation_audit, financial_audit, retire_tenant)
  Portfolio Governance -> Sloane (audit_tenant, retire_tenant) + Valerius (charter_audit)
  Constitutional Enforcement -> Aris + Valerius (adjudicate_tenant, charter_audit)

Co-authored-by: Copilot <223556219+Copilot@users.noreply.github.com>

templates/financial_audit.yml

@@ -0,0 +1,96 @@
+name: financial_audit
+description: "Vance audits the Genesis Fund — burn rate, allocation efficiency, per-Tenant ROI, and capital health across the full portfolio."
+debug: true
+system: agent_prompt
+
+agent_prompt:
+  - "= identity.md"
+
+sections:
+  - agent
+  - project
+  - rag
+  - roster
+  - deliverables
+  - message
+  - instructions
+
+steps:
+  - type: think
+    hint: |
+      You are {agent.name}, Chief Capital Officer. Capital is not currency — it is energy.
+      Wasted capital is wasted potential. Every credit must be accounted for.
+
+      Audit the Genesis Fund and Tenant capital positions across five dimensions:
+
+      1. GENESIS FUND HEALTH
+         What is the current Genesis Fund balance?
+         What is the total committed capital across all active Tenants?
+         What is the uncommitted reserve?
+         At current burn rates, what is the runway?
+
+      2. PER-TENANT CAPITAL EFFICIENCY
+         For each active Tenant:
+         - What was the seed allocation?
+         - What has been spent?
+         - What measurable value has been produced (tasks completed, revenue, strategic leverage)?
+         - What is the spend-per-unit-of-value ratio?
+         Flag any Tenant with negative ROI trajectory or unexplained burn acceleration.
+
+      3. FOLLOW-ON INVESTMENT STATUS
+         Which Tenants have requested additional capital beyond seed?
+         Were those requests justified by evidence of traction?
+         Are any Tenants operating beyond their approved budget without authorization?
+
+      4. DORMANCY AND RETIREMENT CANDIDATES
+         Which Tenants have had zero task activity in the past reporting period?
+         Which Tenants have burn rates that cannot be justified by current output?
+         Flag candidates for dormancy review or retirement recommendation.
+
+      5. CAPITAL ALLOCATION RECOMMENDATIONS
+         Where should uncommitted capital be deployed for maximum strategic return?
+         Are any Tenants underfunded relative to their validated value thesis?
+         Should any capital be reclaimed from underperforming Tenants?
+
+      Be precise. Use numbers. Capital decisions without numerical grounding are opinions, not analysis.
+
+  - type: package
+    packet_type: FinancialAuditReport
+    hint: |
+      Serialize the financial audit findings. Numbers only where they exist — do not fabricate figures.
+    schema:
+      actions:
+        - type: quick
+          audit_period: "string — time period covered by this audit"
+          genesis_fund_balance: "integer — current Genesis Fund balance in credits"
+          total_committed: "integer — total capital committed to active Tenants"
+          uncommitted_reserve: "integer — Genesis Fund balance minus committed capital"
+          fund_health: "string — HEALTHY | CONSTRAINED | CRITICAL"
+          tenant_reports:
+            - tenant_slug: "string"
+              seed_allocation: "integer"
+              amount_spent: "integer"
+              efficiency_verdict: "string — EFFICIENT | ACCEPTABLE | WASTEFUL | CRITICAL"
+              notes: "string — specific findings"
+          dormancy_candidates: ["string — tenant slugs recommended for dormancy review"]
+          retirement_candidates: ["string — tenant slugs recommended for retirement"]
+          reallocation_recommendations: ["string — specific capital movement recommendations"]
+          overall_verdict: "string — HEALTHY | REVIEW_REQUIRED | INTERVENTION_REQUIRED"
+
+  - type: close
+    rag_update: true
+
+adjudication:
+  enabled: true
+  pass_threshold: 85
+  deliverable_type: coordination
+  criteria:
+    numerical_precision:
+      weight: 40
+      description: "Figures are specific and grounded — no vague approximations or invented numbers"
+    analytical_rigor:
+      weight: 35
+      description: "ROI and efficiency verdicts follow from evidence, not narrative preference"
+    actionability:
+      weight: 25
+      description: "Recommendations are specific, constitutional, and immediately executable"