feat(50c): Crimson Leaf company factory — agents, templates, RAG, pipeline

Agents: Peter (CEO), David (CTO), Sarah (Market Intel), Elena (Ops Architect)
Templates: market_research, company_design, design_review, design_roundtable, design_polish, bootstrap_company
RAG: business_plan.md, core_directives.md (5 immutable directives)
Pipeline: 6-phase incubation protocol with dependency chain and kill conditions

Co-authored-by: Copilot <223556219+Copilot@users.noreply.github.com>

templates/design_review.yml

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+name: design_review
+description: >
+  Independent review of a company design specification. Each board member
+  critiques the design from their domain expertise.
+model: power
+
+sections:
+  - agent
+  - project
+  - rag
+  - deliverables
+  - message
+  - instructions
+
+steps:
+  - type: think
+    hint: |
+      You are {agent.name}.
+      {agent.identity}
+
+      You are reviewing a COMPANY DESIGN SPECIFICATION produced by the Crimson Leaf boardroom.
+      The full design document is in the deliverables above.
+
+      Review the design from YOUR domain expertise:
+
+      IF YOU ARE SARAH (Market Intelligence):
+        - Does the design actually address the market opportunity you identified?
+        - Is the revenue model realistic given the competitive landscape?
+        - Are there market risks the board overlooked?
+        - Does the target customer profile match what the data supports?
+
+      IF YOU ARE DAVID (CTO):
+        - Can every step in the pipeline SOP be executed with the proposed template stack?
+        - Are there missing templates or tools that need to be procured?
+        - Is the template stack minimal (no unnecessary procurement)?
+        - Are there technical dependencies or failure modes the pipeline doesn't handle?
+
+      IF YOU ARE ELENA (Operations Architect):
+        - Is the agent roster right-sized (4–8 agents, no overlapping roles)?
+        - Is the pipeline SOP complete with clear dependencies?
+        - Are there workflow gaps (steps that produce no output, or outputs no step consumes)?
+        - Is the chain of command clean (one CEO, clear management hierarchy)?
+
+      IF YOU ARE PETER (CEO):
+        - Is this company profitable? What's the path to revenue?
+        - Is the cost structure lean (agent count, template count, pipeline length)?
+        - What's the single biggest risk, and is the mitigation adequate?
+        - Would you fund this company with real capital?
+
+      Structure your review as:
+        1. STRENGTHS — What is solid and well-designed
+        2. CONCERNS — Issues ranked by severity (critical → minor)
+        3. SPECIFIC CHANGES — Exact modifications you'd make
+        4. VERDICT — approve / revise / redesign — and why
+
+  - type: reply
+    target: discussion
+    style: structured_review